About Me

In writing the "About Me" portion of this blog I thought about the purpose of the blog - namely, preventing the growth of Socialism & stopping the Death Of Democracy in the American Republic & returning her to the "liberty to abundance" stage of our history. One word descriptions of people's philosophies or purposes are quite often inadequate. I feel that I am "liberal" meaning that I am broad minded, independent, generous, hospitable, & magnanimous. Under these terms "liberal" is a perfectly good word that has been corrupted over the years to mean the person is a left-winger or as Mark Levin more accurately wrote in his book "Liberty & Tyranny" a "statist" - someone looking for government or state control of society. I am certainly not that & have dedicated the blog to fighting this. I believe that I find what I am when I consider whether or not I am a "conservative" & specifically when I ask what is it that I am trying to conserve? It is the libertarian principles that America was founded upon & originally followed. That is the Return To Excellence that this blog is named for & is all about.

Sunday, April 30, 2017

Magic Bank Account Provides Important Lesson Regarding The Time Value Of Money

  click on graphic to enlarge
Thanks to a long time subscriber for sending the inspirational message entitled The Magic Bank Account.  Read it below or listen to it here in a very sincere presentation from people @ work who obviously understood the message.  
The Magic Bank Account
Imagine that you had won the following prize in a contest:
Each morning your bank would deposit $86,400 in your private account for your personal use.
However, this prize has rules.  The set of rules are as follow:
1.  Everything that you don't spend each day will be taken away from you.
2.  You may not simply transfer money into some other account.
3.  You may only spend it.
4.  Each morning, upon awakening, the bank opens your account with another $86,400 for the new day.
5.  The bank can end the game without warning;  @ any time it can say "Game Over."  It can close the account & you will not receive a new one.
What would you personally do with your prize?
You would buy anything & everything you wanted right?  Not only for yourself, but for all the people you love & care for.  Even for people you don't know, because you couldn't possibly spend it all on yourself, right?  You would try to spend every penny, & use it all, because you knew money would be replenished in the morning, right?
Actually, This game is real.  Shocked? Yes!  Each of us is already a winner of a much more valuable prize.  We just don't realize it.
The prize is Time.
1.  Each morning we awaken to receive 86,400 seconds as a gift of life.
2.  And when we go to sleep @ night, any remaining time is not credited to us.
3.  What we haven't used up that day is forever lost.
4.  Yesterday is forever gone.
5.  Each morning the account is refilled, but the bank can dissolve your account @ any time without warning.
So, what will you do with your 86,400 seconds today?
Those seconds are worth much much more than the same amount of dollars.  Think about it & remember to enjoy every second of your life, because time races by so much quicker than you think.
So take care of your self, be happy, love deeply & enjoy life.  Here's wishing you a wonderful & beautiful day.  Spend your valuable prize wisely.


  1. I must make a comment on this one. I saw this some time ago, and thought what a great reflection! Delighted to read it again, and to find it to be even more profound... Thanks!

  2. I would buy gold till the bank closes the account.

  3. Deep thinking. Important lesson of Value of money or Value of time?

  4. What a lovely thought. Thanks, Doug and Carol. Count our blessings.

  5. Thanks Doug! Read this before and it's something you remember!

  6. Doug - This post is probably the most inspiring one ever. When I wake up each morning, I thank God for giving me another day. When you reach my age, you realize that your time here is shorter each day. Your post made me think about how well I use my time each day and to be honest, I often don't give it a thought.

    Thanks for reminding me of the importance of considering how best to use the time each day.